Is Blue Cross Blue Shield of Rhode Island Right for You?
Blue Cross Blue Shield of Rhode Island is a separately organized Licensee of the Blue Cross Blue Shield Association, a health insurance trade association with members from separately organized, local Blue Cross and Blue Shield Plans. With Blue Cross Blue Shield local providers located all over the USA, BCBS provides excellent health coverage to more than 25% of American consumers. BCBS has provided top quality and reasonably affordable health coverage and benefits for over seventy (70) years.
BCBS offers a variety of insurance coverage choices and options across the United States. Depending on your region, Blue Cross and Blue Shield (BCBS) may offer Health Maintenance Organization (HMO) plans, negotiated network provider (PPO) plans, PPO network plans with a Health Savings Account (HSA), and Indemnity plans (non-network coverage). Many of these plans (with regional differences) will be offered on either a group basis to employers for employee group coverage or as individual and family plans or, in some regions, as both group and family plans. For seniors, and depending on the region where you live, Blue Cross and Blue Shield (BCBS) offers several plans, including non-network and nationwide Medicare supplemental insurance and local network coverage only Medicare supplemental insurance.
Across the United States, many Blue Cross Blue Shield providers have now introduced complementary health insurance services and health care information and guidelines. These supplementary services include covered or reduced price health referrals including dental, chiropractic or alternative medicine. Available health information and guidelines include topics such as general health, nutrition, exercise, dietary supplements, parenting, fitness, behavioral health, and pediatric health.